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O’Fallon, Missouri, named America’s ‘Most Livable Small City’ by SmartAsset.com

Financial website SmartAsset.com has named the City of O’Fallon, Missouri, as the “Most Livable Small City in the United States” for 2021. SmartAsset compared nearly 300 cities with populations between 65,000 and 100,000 to identify and rank 2021’s most livable small cities. O’Fallon’s ranking improved from its 2020 listing, when the City ranked fourth on the SmartAsset “Top 10.”

SmartAsset analyzed data across the following metrics: concentration of entertainment establishments, restaurants, bars and healthcare establishments, income inequality, home affordability, housing costs as a percentage of median income, percentage of residents below the poverty line, unemployment rate, percentage of residents without health insurance and average commute time.

O’Fallon landed at the top of the list primarily due to its low income inequality, with a Gini coefficient of 0.36; its relatively low proportion of residents living below the poverty line, at 4.0%; low median housing costs, equaling just 16.93% of median household income in O’Fallon; and its close proximity to jobs and entertainment both within the City limits and throughout the St. Louis Metro Area.

O’Fallon was joined on the SmartAsset “Top 10” by neighboring St. Charles, MO, which ranked number seven on the list.

“To be listed as America’s ‘most livable’ city is such an honor, and I am truly grateful to our residents, businesses, police and first responders, educators, faith leaders, and elected officials who all play such a key part in making O’Fallon such a great place to live, work and play,” said Mayor Bill Hennessy. “Together, we have built our city into a safe, affordable area where neighbors look out for each other and our residents take great pride in their community. It’s wonderful to see our City and our region recognized by SmartAsset.”

For more information on SmartAsset’s methodology and to view the entire list, please visit https://smartasset.com/checking-account/most-livable-small-cities-in-the-us-2021.